Know where every dollar goes, in about 15 minutes a week.
One spreadsheet for your whole year: income, bills, savings, debt and net worth, with the math done for you.
Best deal! Includes monthly budgeting, debt snowball/avalanche, savings goals, bill tracking, and net worth calculator spreadsheets, plus 7 bonuses and 3 surprise gifts.
“I have no idea where the money goes.”
“We make okay money, but it's gone by the 20th.”
“I tried the apps. One more subscription to pay for.”
“My spouse and I never look at the same numbers.”
We can't improve our financial picture until we understand where our money is going. But figuring out your finances can feel overwhelming, right?!
Budgeting apps charge you every month, lock your history behind a login and still leave you guessing. A blank spreadsheet means hours of building formulas that break the first time you add a row. And a one-month budget can't show you the big picture: where the whole year is heading.
It organizes all of your spending, saving, and net worth information in one place, so you can always be confident you are making smart financial decisions. (Which allows you to keep more of your hard-earned cash! 🎉)
Fill in the Annual Plan with your income, bills, savings and debt. Pick a budget amount for each category. That's the only setup.
Type each purchase in that month's tab. Plan vs. actual, what you've spent and what's left, all calculated automatically.
The Dashboard and Year Summary roll everything up. Bills get paid, debt drops, savings and net worth grow, with charts to prove it.
Open it in Google Sheets or Excel and it just works. Every tab feeds the next.
🌟 An easy-to-use Annual Plan tab helps you organize all of your income, bills, variable expenses, savings, and debt and set budget amounts for each category.
🌟 Twelve monthly budget tabs (Jan–Dec) track all of your transactions and do all the math for you, so you always know how much you've spent and how much you have left to spend in each category for the month.
🌟 A comprehensive Dashboard and Year Summary automatically roll up the information from your 12 monthly tabs, giving you a running total of how much you've spent, saved, or earned in each category throughout the year. Pretty charts and graphs measure your progress.
🌟 The Bill Tracker shows what's due, what's paid, and what's coming up at a glance so you can manage your cash flow more effectively.
🌟 Saving money is much more fun with the Savings Goals tab. Put away a little bit of money each month for vacation, holidays, house projects, or other financial goals so when the time comes, you'll already have the cash ready to go!
🌟 Use the Debt Snowball or Debt Avalanche Method to pay down your debt. Just enter your debt details, and the Debt Payoff tab automatically creates a payoff plan for you, with your payoff date and total interest. Track your progress with beautiful charts.
🌟 The Net Worth Calculator gives you a bird's eye view of your financial picture, allowing you to update your assets and liabilities monthly so you can watch your net worth grow over time!
🌟 This spreadsheet works in Google Sheets with your free Google account (just import the .xlsx file) and in Microsoft Excel, on your computer, smartphone, or tablet. A step-by-step Start Here page walks you through the 5 setup steps.
The finished planner, a filled-in example to learn from, and a quick-start guide.
Included at no extra cost when you get the planner today. The 3 surprise gifts unlock inside your member area.
Run quick what-if numbers from your phone, anywhere, without opening the spreadsheet.
Be set up in Google Sheets or Excel in minutes instead of figuring it out alone.
Know which bills each paycheck covers, so a tight week never surprises you.
A simple weekly check-off that builds a savings pile without feeling it.
Pick Snowball or Avalanche, map every debt and see your 12-month payoff plan.
Word-for-word scripts to lower internet, phone and insurance bills in one call.
Prefer pen and paper? Print a clean page for every month of the year.
Reset spending habits with a 30-day check-off calendar and a running streak.
Turn money talks into a calm monthly date, with a ready agenda and questions.
Close the year with a clear look at wins, leaks and next-year goals.
One payment. Yours to keep. No monthly fees, ever.
Instant digital download · nothing physical ships.
Based on 680 reviews
My husband and I are not strangers to budgeting and working towards financial goals together. Lately we noticed that we kind of let that slide and wanted to get back on track. These spreadsheets have given us control of our money again and bonus our teenager is learning to budget too!
Been using for about 1.5 months and so far it is a total game changer for our finances. Shows us where all the money goes and hoping to make changes to pay off some things and save! Thanks for an easy to use product and tutorials! It can be time consuming to do each week but dedicating an hour a week to it to check in makes all the difference in our spending. Like the debt tabs too bc I can see as we pay things off.
I am absolutely giving this budget spreadsheet a 5 star review, its just too much for my needs. I personally dont have enough need for a budget planner with this much detail. It is however the most amazing tool I've seen. I watched the entire how to video and am blown away by everything you can do with it. Would I recommend it? Absolutely 💯.
This is exactly what I needed to help visualize how we're getting everything paid down. I love the ability to add in specifics on the transaction log and switch between Snowball and Avalanche methods. The check boxes are a nice addition, as well; I love checking things off a list!
It’s very comprehensive and easy to navigate. It’s super encouraging to check off each payment. I feel like I can finally BREATH because I have a plan in place. It makes everything feel manageable
I just got everything filled out and still tweaking things but it has really put all things in one place and it’s showing me where money is going and where I can make adjustments! I’m enjoying the ease of using the spreadsheets and how they all work together!!
I love this spreadsheet budgeting too. Easy to use and we are on track for retirement in 8 years.
I had been searching for a tool like this to help me with my debt consolidation! I tried all the calculators but my mind wasn’t really getting it. The spreadsheets put everything I needed in one place, it’s easy to use and it is completely accurate! I see this as an investment! Thank you so much!
This resource has been so helpful in organizing our family budget and tracking expenses. Thanks for a great product!
I love that this spreadsheet allows for special features like taking into account 0% promotional balances that I often try to take advantage of. It’s very hard to navigate that in the payment and budgeting process but this spreadsheet does it flawlessly. It is so easy to use and understand. I love the color code options and I especially love that everything is simplified. This is just the piece that I was looking for to facilitate my recordkeeping. I like that I can visually track my progress, which incentivizes my actions to pay down debt sooner. This is a fantastic product and I highly recommend.
Once I downloaded it and got it up and running- it’s everything I’d hoped for
Only been using a little while but so far it has been very helpful! The layout makes it so easy to figure out where we are spending too much and we can pinpoint even further with the transaction tracker. We haven't even gotten to the Debt tabs which I am looking forward to!
This dashboard is amazing! It gives me insight I didn’t have before and shows the full picture of my finances. Highly recommend!
I really like i am still getting it setup
Use the planner for a whole budgeting year. If it doesn't help you see where your money goes, email us within 365 days and we'll refund your purchase. No hoops, no questions.
Instant access to your files, and a link to download them will also be delivered to your email inbox with instructions for opening your spreadsheet. This is a digital product. Nothing physical will ship.
Yes. In Google Sheets, import the .xlsx file with your free Google account. In Microsoft Excel it opens directly, on your computer, smartphone, or tablet.
The Complete Finance Dashboard and Annual Budget System includes 21 tabs for tracking your finances: a simple Annual Plan, a transaction log in every month, 12 monthly budgeting tabs, Dashboard and Year Summary, Bill Tracker, Savings Goals, Debt Payoff (Snowball or Avalanche) and a Net Worth Calculator. A single monthly budget tab does not include an annual rollup of your spending.
You fill in the Annual Plan once, then log transactions about 15 minutes a week. The example workbook shows you how it looks filled in, and the Start Here page walks you through setup. Use only the tabs you need.
Yes. Keep it in Google Sheets and share it, so you both see the same numbers.
No. It's a one-time payment of $29. You keep the files forever.
You're covered by our 365-day money-back guarantee.
Organizing your finances is simple (and surprisingly fun!) with the Complete Finance Dashboard and Annual Budget System. Snag your copy today and get ready to take control of your finances for good. 💕
Instant access · 365-day guarantee · one-time payment
Note: The Complete Finance Dashboard and Annual Budget System includes a monthly budget, debt snowball/avalanche, savings goals, bill tracker, and net worth calculator, plus additional tabs. This spreadsheet is for informational purposes only and does not constitute personalized financial advice.